Combined, a Chubb Company

Combined, a Chubb Company: Leading Supplemental Insurance Provider

Combined, a Chubb Company, stands as North America's trusted leader in supplemental accident, health, and life insurance, serving over 5 million policyholders since 1922. Headquartered in Chicago with operations across the United States and Canada, this established insurance provider employs 5,000-10,000 professionals dedicated to making essential coverage accessible, affordable, and easy to understand when families and businesses need protection most.

Industry Excellence and Recognition

With a century of expertise backing every policy, Combined maintains an A+ Superior rating from A.M. Best Company and recognition as a Ward's Top 50 Performing Life-Health Insurance Company. The organization pays out nearly $500 million in claims annually-nearly $1 million every business day-demonstrating its commitment to honoring policyholder protection. As part of global powerhouse Chubb Corporation, Combined combines established stability with innovative approaches to navigating complex supplemental insurance needs.

Career Growth and Professional Development

• Comprehensive training programs and mentorship opportunities for all career levels
• Clear advancement pathways across sales, underwriting, claims, and corporate functions
• Digital transformation initiatives creating innovative technology and operations roles
• Collaborative work environment emphasizing continuous learning and cross-functional teamwork
• Competitive compensation and benefits supporting employee wellbeing

Company Culture and Values

Combined's workplace culture centers on integrity, innovation, and community involvement, creating an environment where employees build meaningful careers while positively impacting customers' lives. The organization prioritizes customer service excellence and transparency, driving everything from product development to claims processing. Team members work in a supportive atmosphere that values professional growth through ongoing education and collaborative problem-solving.

Making a Difference

Working at Combined offers the stability of a large, established company with the agility to adapt to evolving market needs. Employees take pride in providing clearly written, easy-to-understand coverage that helps families and businesses navigate life's unexpected challenges. This mission-driven workplace ensures that customer focus and employee satisfaction go hand in hand, creating meaningful careers in financial protection and peace of mind.