AAA-The Auto Club Group

AAA - The Auto Club Group represents a unique entrepreneurial opportunity within one of America's most trusted insurance and membership organizations. Operating across 21 states through a network of Entrepreneurial Agency (EA) owners, this subsidiary combines the strength of AAA's century-old reputation with local market flexibility. As an EA owner, you'll build and operate your own independent insurance agency while leveraging AAA's comprehensive support infrastructure, proven business model, and access to millions of loyal members.

Entrepreneurial Ownership With Comprehensive Support

The EA model at AAA - The Auto Club Group is designed for ambitious, business-minded professionals ready to own their insurance agency. You'll benefit from a detailed deployment plan, step-by-step onboarding, and access to AAA's extensive resources-including in-person and virtual training, business skills development, financial management guidance, and a network of experienced agency owners. The organization provides agency launch bonuses ($20,000), marketing reimbursement (up to $80,000 annually), and development bonuses during your first three years, ensuring you have the capital and support to succeed.

Multi Line Insurance Specialization

Your agency will offer a comprehensive product portfolio including AAA memberships (auto, bicycle, RV, motorcycle), property and casualty insurance (auto, home, renters, umbrella, flood, specialty vehicles, commercial lines), and life insurance products (term, universal life, whole life, annuities). Access to brokered products from multiple A-rated national and regional carriers enables you to serve diverse client needs across your service territory.

Why Build Your Agency With AAA

• Unlimited earning potential through 100% incentive-based compensation structure with competitive commissions and bonus programs
• Full equity ownership of your book of business after 36 months
• Proven member base serving millions of loyal AAA members across 21 states
• Compliance and operational support ensuring sustainable, profitable growth year over year
• Licensed staff assistance and comprehensive financial management resources
• Career longevity with opportunity to build a multi-generational family business

Your Path To Success

Successful EA candidates bring business or industry-relevant experience, property and casualty and life insurance licensing (or willingness to obtain), and a minimum of $75,000 in investable capital. You'll complete a rigorous four-week virtual training program, establish an AAA-branded office in an approved location, and hire two licensed staff members. The organization's commitment to character, commitment, and relevance means you're building your business alongside partners who honor their commitments and anticipate evolving market needs.