
AAA - The Auto Club Group represents a unique entrepreneurial opportunity within one of America's most trusted insurance and membership organizations. Operating across 21 states through a network of Entrepreneurial Agency (EA) owners, this subsidiary combines the strength of AAA's century-old reputation with local market flexibility. As an EA owner, you'll build and operate your own independent insurance agency while leveraging AAA's comprehensive support infrastructure, proven business model, and access to millions of loyal members.
Entrepreneurial Ownership With Comprehensive Support
The EA model at AAA - The Auto Club Group is designed for ambitious, business-minded professionals ready to own their insurance agency. You'll benefit from a detailed deployment plan, step-by-step onboarding, and access to AAA's extensive resources-including in-person and virtual training, business skills development, financial management guidance, and a network of experienced agency owners. The organization provides agency launch bonuses ($20,000), marketing reimbursement (up to $80,000 annually), and development bonuses during your first three years, ensuring you have the capital and support to succeed.
Multi Line Insurance Specialization
Your agency will offer a comprehensive product portfolio including AAA memberships (auto, bicycle, RV, motorcycle), property and casualty insurance (auto, home, renters, umbrella, flood, specialty vehicles, commercial lines), and life insurance products (term, universal life, whole life, annuities). Access to brokered products from multiple A-rated national and regional carriers enables you to serve diverse client needs across your service territory.
Why Build Your Agency With AAA
- Unlimited earning potential through 100% incentive-based compensation structure with competitive commissions and bonus programs
- Full equity ownership of your book of business after 36 months
- Proven member base serving millions of loyal AAA members across 21 states
- Compliance and operational support ensuring sustainable, profitable growth year over year
- Licensed staff assistance and comprehensive financial management resources
- Career longevity with opportunity to build a multi-generational family business
Your Path To Success
Successful EA candidates bring business or industry-relevant experience, property and casualty and life insurance licensing (or willingness to obtain), and a minimum of $75,000 in investable capital. You'll complete a rigorous four-week virtual training program, establish an AAA-branded office in an approved location, and hire two licensed staff members. The organization's commitment to character, commitment, and relevance means you're building your business alongside partners who honor their commitments and anticipate evolving market needs.
Mission
Empower entrepreneurial insurance professionals to build profitable, locally-owned agencies while delivering legendary AAA service and member value across 21 states.
Frequently Asked Questions
Jobs for AAA-The Auto Club Group in United States



27497 Greensboro, NC
60440 Bolingbrook, IL
32885 Orlando, FL

Insurance Agency Owner $20,000 Agency Opening
Description
About the Company - AAA - The Auto Club Group, is seeking ambitious, business-minded, and visionary Entrepreneurial Agency Owners to join our team! One of the Industry's BEST Compensation Packages Earning potential is unlimited through a 100% incentive-based compensation structure. Competitive new-business and renewal commission, complemented by bonus programs (see below) which help your business growth at all stages of your agency's development. The more you invest in your success, the more you can earn!
Agency Launch Bonus
The Agency Launch bonus is paid once candidate launches fully compliant AAA branded agency $20,000
Marketing Reimbursement
Paid to Agency Owner $20,000 or more (you can qualify up to 10K a quarter)
Agency Development Bonus (ADB) First 36 months - measured on a quarterly basis
Agency Growth Bonus (AGB) Starts in year 3 (month 25)
Full ownership (Equity) of your book of business!!!
Strong Support Throughout the Process - Start with a solid foundation: The EA model is designed to serve the needs of our members. There is much thought, data, and research that goes into our candidate selection, interview process, and agency location placement. We provide EAs with assistance on how to successfully launch and develop their agency into a sustainable and profitable business year over year. Step-by-step assistance: The core of your EA onboarding will be a detailed deployment plan providing guidance to ensure compliance with AAA protocols and standards. Comprehensive education: You will benefit from mixing in-person with virtual training, the program includes core business skills, sales, customer service, products and systems. Resources to help you grow and evolve: As your business grows, you'll benefit from a myriad of resources to help you secure licensed staff, manage financials and cash flows, develop and modify a business plan, and access to a network of experienced EAs and other business experts. Your AAA recruiter can review specifics with you.
Agency Owner Overview - This opportunity is for self-motivated, results-driven businesspeople interested in building a profitable, multi-line insurance agency. You'll bring business or industry-relevant experience and need a level of capital to ensure your agency delivers the service AAA-and our members-expect. You'll own and grow an insurance agency that serves new and prospective AAA Members. You'll sell property and casualty, life insurance and AAA memberships along with other products, to a well-defined and loyal client base.
Agency Owner Requirements
Property & Casualty and Life & Health Insurance Licensing, preferred not required: If you don't have them, you must be willing to obtain at candidate's expense
Review and completion of the Business Plan/Cash flow analysis (AAA provides assistance and guidance throughout this process)
Learning & Development requirements will be (4-week 100% virtual training/live instructor class)
AAA branded office - must be approved office space
75K proof of investable capital - (not a franchise fee-proof of funds available for investment into your own business-must be seasoned for 60 days)
Must be able to pass background check-criminal history and credit/financial check
2 licensed staff
Products Include
AAA Membership - You'll offer programs for autos, bicycles, RVs and motorcycles. People value their AAA Membership for access to our trusted roadside assistance, and for the more than 126,000 opportunities to save on dining, shopping, hotels, rental cars, travel events and auto care.
Property and casualty insurance - You'll sell Auto, Home, Renters, Umbrella, Flood, RV, Boat, Motorcycle, Specialty Vehicles and Commercial Lines. Because we always strive to do what's right for our members, you'll also have access to brokered products from multiple, national and regional A rated leading carriers to help you serve a wide variety of needs. (varies by state)
Life Insurance - You'll sell Term, Universal Life, Whole Life and Annuities. Founded in 1969 and affiliated with AAA, AAA Life Insurance Company has an A- rating (Excellent), which is the 4th highest ranking out of 16, by A.M. Best Company as of September 2016.

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